Travel Insurance Netherlands

Well prepared for your trip

What is Travel Insurance?

Travel insurance can help you if something unexpected happens during your trip. For example, if your luggage is stolen, you need medical assistance or you unexpectedly have to cut your trip short.
In many cases, travel insurance covers these costs. Exactly which costs are covered depends on the level of cover you choose. 

Tip

Are you travelling for more than 14 days a year? This also includes weekend getaways or multi-day festivals. In that case, an Annual Travel Insurance can often save you money.

Choose the travel insurance that suits you

Annual Travel Insurance

For when you travel more than once a year
  • Also covers weekend getaways and festivals
  • You can save money compared with Single Trip Travel Insurance if you travel for more than 14 days a year
  • You can insure your whole family, including children who are studying full-time
  • You can easily adjust your cover through Mijn Centraal Beheer
  • 24/7 emergency assistance, available worldwide
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Single Trip Travel Insurance

For one holiday or weekend getaway
  • Cover for exactly one trip. Only pay for what you need
  • Groups can also be insured. Ideal for trips with friends
  • Children up to 5 years old are automatically covered
  • Take out your insurance online and pay directly via iDEAL / Wero
  • 24/7 emergency assistance, available worldwide
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Cancellation Insurance

If you unexpectedly can't go on your trip or need to return home early
  • Covers travel costs if you have to cancel unexpectedly due to illness, death or an accident
  • With cancellation guarantee, you get the full cost of your trip back if you have to return home early due to an insured event
  • Choose your own insured amount. You can adjust it up to 14 days after booking your trip
  • Can be combined with both Annual and Single Trip Travel Insurance
  • 24/7 emergency assistance, available worldwide
Get insurance

Insured with our Travel Insurance

You are insured for help and unexpected costs while travelling, including remote working trips abroad. You can extend this coverage with additional options.

Insured

  • 24/7 assistance from our emergency centre, by phone or by our app.
  • Your return journey in case of illness or a serious accident. Or if a loved one passes away.
  • Travel and accommodation costs for fellow travellers who take care of you.
  • Extra travel or necessary accommodation costs due to natural disasters.
  • Damage and accidents during a workation and business trip.

Not insured

  • Trips to destinations subject to negative government travel advice.
  • Damage caused deliberately or through negligence.
  • Damage during winter sports or underwater sports. You can insure this separately.
  • Damage caused by the use of alcohol, drugs, or medication.
  • Damage caused by a crime you committed.
In the policy conditions (pdf), you can read exactly what is and isn't coverd by our Travel Insurance. The information document makes it easy to compare our Travel Insurance with others. 

You can also insure the following additional options

Insure your luggage against damage, loss, and theft. We reimburse you in case of damage, loss, or theft of your luggage. For example clothing, travel documents, and cash. You choose the amount you want to insure. Check how much we reimburse if your luggage is damaged.
Go to Luggage cover
You insure additional medical costs abroad. For example, you are on holiday and you urgently need a doctor or hospital treatment. Your health insurance will reimburse a maximum of the amount that the treatment would cost in the Netherlands. This coverage insures the additional costs.
Go to Medical costs

Are you unexpectedly unable to travel or do you have to return earlier due to a serious event? This cover protects you against the financial consequences. You choose the maximum amount we reimburse per person.

Go to Cancellation insurance
Going on a winter sports holiday? Add Winter and Underwater Sports cover to your Travel Insurance. Everything you insure with your Travel Insurance will then also apply during winter sports. That way, you can hit the slopes with confidence, on skis or a snowboard.
Go to Winter sports
Going diving? Add Winter and Underwater Sports cover to your Travel Insurance. Everything you insure with your Travel Insurance will then also apply during your diving holiday. That way, you can dive into the deep with peace of mind.
Go to Underwater sports
Breakdown or damage to your vehicle is inconvenient, especially during your holiday. Do repairs take longer than 2 working days? Then you receive replacement transport: a car, motorcycle, caravan, trailer, or folding camper.
Go to Replacement transport
Breakdown on holiday is very inconvenient. With Roadside Assistance while travelling, you’ll get help and are quickly back on the road.
Go to Roadside assistance
Do you have an accident and become permanently disabled? Then you are insured for a payout. If you die as a result of an accident while travelling, your next of kin will receive a payout. We pay out in case of disability or death.
Go to Personal accident cover

Frequently asked questions

If you live at the same address as your parents, you can be covered by their Annual Travel Insurance. You can also be covered if you live at a different address because you are studying full-time. Your age does not matter. You can also go on holiday separately from your parents.
Yes. With our Travel Insurance, internships abroad are covered. This also applies to voluntary work or holiday jobs abroad.
No. Travel insurance only covers you if you have booked an overnight stay. So, if you go on a day trip to Amsterdam and your bag is stolen, this is not covered by Travel Insurance. Would you like to insure the belongings you take with you against damage and theft while you are out and about? Then take out our Personal Belongings Outside the Home Insurance.

You are insured for trips of up to 60 consecutive days. Are you going away for longer? For example, for a longer internship. You can extend the maximum trip length of your Annual Travel Insurance to 365 days. You can choose this when you take out the insurance.

With Luggage cover, your phone is also covered. Your phone charger and other accessories are covered too. If your mobile phone is damaged or stolen, we will reimburse you up to € 300,-. There is always a minimum excess of € 50,-. In case of theft, you are only covered if you take extra care of your mobile phone: 
  • You keep your mobile phone in your hand or within easy reach and in sight.
  • On a boat, bus, taxi, train or plane, you may only take your mobile phone with you as hand luggage.
  • You leave your mobile phone in a securely locked room.
  • Your mobile phone is in a locked changing room or another locked shared area, and there are visible signs of forced entry on the outside of the room.
Terms and other important information

The terms and conditions explain exactly what is covered by our Travel Insurance. These documents are in Dutch.

Policy documents

‘Voorwaarden Doorlopende Reisverzekering’ is the document with Terms and Conditions for Annual Travel Insurance. ‘Voorwaarden Kortlopende Reisverzekering’ is the document with Terms and Conditions for Single Trip Travel Insurance. ‘Algemene voorwaarden Doorlopende verzekeringen’ is the document with General Terms and Conditions for Annual Insurance Policies. 
You can also find the terms and conditions of your Travel Insurance in Mijn Centraal Beheer.

Insurance Product Information Document

You can see the key features of our Travel Insurance. Every insurance compnay uses the same document with icons and short descriptions, making it easy to compare our Travel Insurance policies.

Cooling-off period and cancellation

Once you have received your policy documents, you have 14 days to cancel your insurance. You do not have to pay anything or give a reason for cancelling. After that, you can cancel your Annual Travel Insurance at any time after the first year of insurance. There is no notice period.
You can find more information about insurance at www.vanatotzekerheid.nl. You can also visit www.wijzeringeldzaken.nl. Both websites provide clear, practical and independent information.

Need Travel Insurance?

Travel worry-free all year round. Take out Annual Travel Insurance. Arranged in 5 minutes.

Check your premium
No hassle. You always have a 14-day cooling-off period.