Illness shorter than two years
In the first two years of absence due to an accident or illness, you will work with your employer and the occupational health and safety service to try to return to work as soon as possible. This is required by law. We have designed a roadmap to help you with that.
Your employer will continue to pay some or all of your wages for the first two years if you cooperate in your recovery. This is arranged in the Metalektro collective labour agreement (CLA). For further information, see Metalektro CLA, articles 3.8.6 and 3.8.7.
If you are unable to return to full employment within two years due to disability, you will be eligible for a WIA benefit.
Illness longer than two years
If you have not fully returned to work after nearly two years, you will undergo an examination by the Employee Insurance Agency (UWV). UWV will determine what you can still do and how much you can earn. This is how UWV determines the percentage of your disability—your disability rating. The WIA provides a (temporary) supplement to your wages. If UWV determines that you have a disability rating of 35% or more, you will receive this from them. For more information about the UWV examination and benefits, visit the UWV website.
UWV benefits do not always bring your income to the level you were accustomed to. The Metalektro WIA insurance package supplements your income. To determine your eligibility for compensation, we look at what you had insured on the first day of illness. The compensation you receive from Metalektro WIA also depends on your disability rating. This is also how UWV calculates benefits. Calculate your income with our WIA calculator.
Questions for the help desk
If you are suffering from a long-term illness or disability, your employer often already has a good framework in place to support you and help you reintegrate. As such, we do not call your employer right away. If you do need help or advice at that point and are unable to work things out with your employer, please call our helpdesk on +31 55 579 2449 or send an email to email@example.com. We are happy to help. If you have questions about the compensation you are already receiving, please call +31 55 579 82 26 or email WIAfirstname.lastname@example.org.
If you became ill before 1 January 2004 and have not fully returned to work fully since that time, you receive a WAO benefit ((previous) law for disability insurance, Wet op de arbeidsongeschiktheidsverzekering) from UWV. You are not eligible for additional insurance if you receive a WAO benefit.